Even Cathy hadn’t realised how real the danger of foreclosure was, Jenny thought dully. Cathy had barely glanced at the loan documents. She had total faith in her friend to repay her loan. Of course she had.

So now there was no choice. Jenny dug her hands deep into her pockets, she bit back angry words, as she’d bitten them back many times before, and she nodded.

‘Okay. I’m sorry, Charlie. Of course I’ll do the weekends.’

‘Hey!’ From behind them came Ramón’s voice, laced with surprise and the beginnings of anger. ‘What is this? Four weekends to pay for two minutes of amusement?’

‘It’s none of your business,’ Charlie said shortly. ‘Get lost.’

‘If you’re talking about what happened at the café, I was there. It was a joke.’

‘I don’t do jokes. Butt out. And she’ll do the weekends. She has no choice.’

And then he smiled, a drunken smile that made her shiver. ‘So there’s the joke,’ he jeered. ‘On you, woman, not me.’

And that was that. He stared defiance at Ramón, but Ramón, it seemed, was not interested in a fight. He gazed blankly back at him, and then watched wordlessly as Charlie swung himself unsteadily back into his car and weaved off into the distance.

Leaving silence.

How to explain what had just happened? Jenny thought, and decided she couldn’t. She took a few tentative steps away, hoping Ramón would leave her to her misery.

He didn’t. Instead, he looked thoughtfully at the receding car, then flipped open his cellphone and spoke a few sharp words. He snapped it shut and walked after Jenny, catching up and once again falling into step beside her.

‘How much do you owe him?’ he asked bluntly.

She looked across at him, startled. ‘Sorry?’

‘You heard. How much?’

‘I don’t believe that it’s…’

‘Any of my business,’ he finished for her. ‘Your boss just told me that. But, as your future employer, I can make it my business.’