The banker didn't say much after they shook hands, just crossed his arms pensively and leaned back against the edge of his desk. In this attitude he listened to Bud's freshly composed prevarication, nodding from time to time as though Bud had said something significant. This was a little disconcerting since Bud knew it was all horseshit, but he had heard that these dotheads prided themselves on customer service.

At no particular point in the monologue, the banker cut Bud off simply by looking up at him brightly. "You wish to secure a line ofcredit," he said, as if he were pleasantly surprised, which was not terribly likely.

"I guess you could say that," Bud allowed, wishing he'd known to put it in such fine-sounding terminology.

The banker reached inside his jacket and withdrew a piece of paper, folded in thirds, from his breast pocket. "You may wish to peruse this brochure," he said to Bud, and to the brochure itself he rattled off something in an unfamiliar tongue. As Bud took it from the banker's hand, the blank page generated a nice animated color logo and music. The logo developed into a peacock. Beneath it, a video presentation commenced, hosted by a similar-looking gent— sort of Indian looking but sort of Arab too. "'The Parsis welcome you to Peacock Bank,'" he said.

"What's a Parsi?" Bud said to the banker, who merely lowered his eyelids one click and jutted his goatee at the piece of paper, which had picked up on his question and already branched into an explanation. Bud ended up regretting having asked, because the answer turned out to be a great deal of general hoo-ha about these Parsis, who evidently wanted to make very sure no one mistook them for dotheads or Pakis or Arabs— not that they had any problem with those very fine ethnic groups, mind you. As hard as he tried not to pay attention, Bud absorbed more than he wanted to know about the Parsis, their oddball religion, their tendency to wander around, even their fucking cuisine, which looked weird but made. his mouth water anyway. Then the brochure got back to the business at hand, which was lines of credit.