“Sit,” York said commandingly, gesturing Marsh to a large, comfortable chair in the sitting room. Marsh sat, while his host went into an inner chamber and returned a moment later, bearing a small iron-bound chest. He set it on a table and began to work the lock. “Come here,” he said, but Marsh had already risen to stand behind him. York threw back the lid.

“Gold,” Marsh said softly. He reached out and touched the coins, running them through his fingers, savoring the feel of the soft yellow metal, the gleam and the clatter of it. One coin he brought to his mouth and tasted. “Real enough,” he said, spitting. He chunked the coin back in the chest.

“Ten thousand dollars in twenty-dollar gold coins,” York said. “I have two other chests just like it, and letters of credit from banks in London, Philadelphia, and Rome for sums considerably larger. Accept my offer, Captain Marsh, and you shall have a second boat, one far grander than your Eli Reynolds. Or perhaps I should say that we shall have a second boat.” He smiled.

Abner Marsh had meant to turn down York’s offer. He needed the money bad enough, but he was a suspicious man with no use for mysteries, and York asked him to take too much on faith. The offer had sounded too good; Marsh was certain that danger lay hidden somewhere, and he would be the worse for it if he accepted. But now, staring at the color of York’s wealth, he felt his resolve weakening. “A new boat, you say?” he said weakly.

“Yes,” York replied, “and that is over and above the price I would pay you for a half-interest in your packet line.”

“How much…” Marsh began. His lips were dry. He licked them nervously. “How much are you willin’ to spend to build this new boat, Mister York?”

“How much is required?” York asked quietly.

Marsh took up a handful of gold coins, then let them rattle through his fingers back into the chest. The gleam of them, he thought, but all he said was, “You oughtn’t carry this much about with you, York. There’s scoundrels would kill you for one of them coins.”