‘So you sold up and moved here.’

‘It wasn’t quite as simple as that,’ Abbey confessed. ‘John… Well, he was proud and he wouldn’t let on to either Janet or me just how much trouble he was in. I galvanised the community into building the hospital, my medical practice started paying and then I found myself pregnant. I was delighted and I thought John was, too. With the farm and my medicine, there seemed to be heaps of money. But…’ Her voice faltered and Ryan found himself covering her hand on the bedclothes.

‘Tell me, Abbey.’

‘When John ran into trouble he started gambling,’ Abbey said painfully. ‘No one knew. He just… I was busy and he’d go away-to farming conferences, he said, and we believed him. And then he ran so deeply into debt it was a nightmare and he still couldn’t tell us.’ Her voice faltered. ‘And then he shot himself.’

‘Oh, Abbey… ’

‘He didn’t even make a good job of that,’ Abbey said wearily. ‘He was in a coma for months before he died. The place was a financial disaster, there wasn’t any insurance and I was pregnant. Jack was born two months after John died.’ She shrugged, putting aside a nightmare.

‘So the bank foreclosed and Janet and I sold up. Janet couldn’t bear to live in town. She thinks everyone is still talking about her and she can’t bear to face people or talk about John. The only person she’ll still see is your father.’

‘So… we bought this place, which was all we could afford-and here we are. Apart from a pile of debts which I’m slowly paying off, then we’re fine. We’re doing fine.’ She spread her hands. ‘I’m sorry. It’s the end of a rotten story.’

Only it wasn’t Ryan looked down at those work-weary hands and knew that it wasn’t.

‘Are you making ends meet now?’ he asked gently, and Abbey grimaced.

‘We will. Apart from my medical income, we’re supplying a local cheesemaker with unpasteurised milk and…’

‘How many cows are you milking?’

‘Fifteen. That’s all the milk he wants and it’s not enough for one of the bigger dairies to adjust their collection procedures.’