"Come on," he said, a hint of challenge in his brown eyes. "You gotta try it."

"Well, I don't think…"

"You're acting like a prude," he said, still smiling. But the challenge had been given now and Alice felt herself flush with his accusation. She lifted her chin and pressed her lips together.

"Oh, hell, why not." She slipped herself into the water and held to the dock with one hand while undoing her top with the other. It came away and she felt the waves buoy her heavy tits up. It felt unexpectedly sexy and she had to stifle a little moan.

"That's only half," Lee put in. He was daringly near. Alice could almost feel him about to touch her with his own nakedness. She paddled away a few dozen feet and turned to dog paddle and keep her eye on him while she slipped her long legs out of her bikini bottom. The sudden sensation of being stark naked under the waves had a devastating effect on her libido. She was panting again though the water-cooled down her swollen labia and nipples. She wadded her wet bikini panties and tossed them onto the dock.

"Race you to the island," Lee called and went into a smooth crawl, his dark hair appearing from the waves and then dipping again as he kicked forward. Alice knew that the island was at the limits of her swimming ability. And in her excited state she wasn't sure she had the wind left to make it there. But she couldn't let this smart-aleck Lee get her goat. She gave one last glance at her bikini making a wet circle on the wooden platform and started to swim.

She was within a hundred yards of the sandy island beach when her strength gave out.

"Lee!" she called, past embarrassment, past any concern for pride. She needed help! And her voice had sounded sufficiently scared enough to cause her cousin to turn and start back towards her. She tried to float but water kept getting in her nose. She struggled violently in the water for a moment and as she felt herself slipping under, took a big breath and held it. She only went down a few feet before she bobbed up again. But her legs were too tired to kick. Lee churned up beside her and hooked an arm around her chest. His hand accidentally brushed across her nipples and despite her fright, she felt the hot rub do naughty things deep inside her.