"It's for you," Brianne said, her voice slightly muffled by the rubbery

President Clinton mask. "You listen carefully."

She handed the phone to Mrs. Buccieri, but she knew the exact words the bank manager would hear, and who the speaker was.

The scariest voice of all for the bank manager to hear was not that of the Mastermind making very real, but idle-sounding threats, but someone even better. Scarier.

"Betsy, it's Steve. There's a man here in our house. He has a gun pointed at me. He says that unless the woman in your office leaves the bank with the money by eight-ten exactly, Tommy, Anna, and I will be killed.

"It's eight-o-four."

The phone line suddenly went dead. Her husband's voice was gone.

"Steve? Steve!" Tears flowed into Betsy Buccieri's eyes and rolled down her cheeks. She stared at the masked woman and couldn't believe this was happening. "Don't hurt them. Please. I'll open the vault for you. I'll do it now. Don't hurt anyone."

Brianne repeated the message the bank manager had already heard. "Eight-ten exactly. Not one second later. And no stupid bank tricks. No silent alarms. No dye packs."

"Follow me. No alarms, "Betsy Buccieri promised. She almost couldn't think. Steve, Tommy, Anna. The names rang loudly in her head.

They arrived at the door of the bank's Mosler vault. It was 8:05.

"Open the door, Betsy. We are on the clock. We're losing time. Your family is losing time. Steve, Anna, little Tommy could die."

It took a little less than two minutes for Betsy Buccieri to get into the vault, which was a polished steel thing of beauty with pistons like a locomotive. Stacks of money were plainly visible on nearly all the shelves more money than Brianne had ever seen in her life. She snapped open two canvas duffel bags and began filling them with the cash. Mrs. Buccieri and Jeanne Galetta watched her take the money in silence. She liked seeing the fear and respect for her on their faces.