The woman cried almost nonstop, and while Mary Grace was profoundly sympathetic, she was also tired of all the damned crying. She was tired of everything-the exhaustion, the stress, the sleepless nights, the scrutiny, the time away from her children, their run-down apartment, the mountain of unpaid bills, the neglected clients, the cold Chinese food at midnight, the challenge of doing her face and hair every morning so she could be somewhat attractive in front of the jury. It was expected of her.

Stepping into a major trial is like plunging with a weighted belt into a dark and weedy pond. You manage to scramble up for air, but the rest of the world doesn't matter. And you always think you're drowning.

A few rows behind the Paytons, at the end of a bench that was quickly becoming crowded, the Paytons' banker chewed his nails while trying to appear calm. His name was Tom Huff, or Huffy to everyone who knew him. Huffy had dropped in from time to time to watch the trial and offer a silent prayer of his own. The Paytons owed Huffy's bank $400,000, and the only collateral was a tract of farmland in Cary County owned by Mary Grace's father. On a good day it might fetch $100,000, leaving, obviously, a substantial chunk of unsecured debt. If the Paytons lost the case, then Huffy's once promising career as a banker would be over. The bank president had long since stopped yelling at him. Now all the threats were by e-mail.

What had begun innocently enough with a simple $90,000 second-mortgage loan against their lovely suburban home had progressed into a gaping hellhole of red ink and foolish spending. Foolish at least in Huffy's opinion. But the nice home was gone, as was the nice downtown office, and the imported cars, and everything else. The Paytons were risking it all, and Huffy had to admire them. A big verdict, and he was a genius.

The wrong verdict, and he'd stand in line behind them at the bankruptcy court.