Phil Broker, long divorced and never remarried, and with little visible means of support, rose late, threw cold water on his face, brushed his teeth, and did not shave. Barefoot, he walked his slanting stairs and floors down to the kitchen and put on water for coffee. While it heated he stared at the envelope from Publisher’s Clearing House that lay on his kitchen table and declared in two-inch type: WIN TEN MILLION DOLLARS!

As he spooned Folger’s instant into a cup and poured in boiling water he reminded the envelope that he didn’t need the whole ten million. Two hundred and fifty thousand was the figure he had to hit.

Still barefoot and wearing only a pair of jeans, he took the coffee into the backyard and sat in a patch of thin sunlight on a distressed metal lawn chair. Through the steam curling up from his coffee cup he studied a whimsical rainbow the sun painted in the gloomy pan of oil he’d emptied from his truck the day before.

Buck up, kid, his dad would say, you still got your health.

Which was true. Broker looked younger than his forty-three years. He stood six feet tall and weighed 180 pounds and he figured that was just the right size for a man; being strong enough to stand your ground but still lean enough to run away. Barechested, with thick dark hair worn long and pulled back in a ponytail, he cultivated the aspect of a well-preserved biker who had almost turned to honest labor. His rugged face and neck and his arms below the biceps were T-shirt-tanned from working outside, in contrast to his torso and shoulders, which were pale, with plump blue veins marking the packed muscle. He’d spent a lot of time in the sun once and he didn’t associate tans with beaches.

His quiet green eyes were flecked with amber and deep-set below thick, striking black eyebrows that met in a shaggy line across his unlined forehead. Young children liked his eyebrows and tugged on them, reminded of a friendly wolf toy.