"Yes?" said Silas, putting his fingertips together. "You may be right, Joe, but I cannot say that Roberts' scheme attracts me."

"Clement is in favour of it," offered Joe Mansell.

"Possibly," said Silas rather ironically. "But I'm thinking that it is not Clement who would have to bear the brunt of that capital outlay you mentioned. I'm sorry to go against you, Joe, but I don't see my way."

Joe Mansell looked at him resentfully, thinking that it was easy for an old bachelor with no one dependent on him to sit tight on his moneybags and say that it was not the time to be launching out into speculative ventures. He was mean; that was what was wrong with Silas. Always had been, and his father and grandfather before him. Not but what old Matthew Kane had never been afraid to spend money if he saw a good return, judging from the fortune he'd left. He'd made money hand over fist, had Matthew, the founder of the business.

It made Joe Mansell feel more resentful than ever when he looked about him, as now, at the evidence of Kane wealth and thought of the Kane holding in the business, comparing it with his own share. And now, when there was a chance to expand, he'd have to watch some other firm seize the opportunity, just because Silas was too conservative to consider new ideas and too well off to think it worth while tapping a fresh market. He'd listen to all the arguments with that damned polite smile of his; he'd agree that there might be something in the scheme; he'd say it was very interesting, no doubt; but when you got down to brass tacks with him, and it came to talking of the capital he'd have to advance to start the show, you'd find yourself up against a brick wall.

But Silas, watching Joe with veiled eyes, was thinking that it had always been the same tale with him.

He'd no judgment: he rushed into things. It was just like him to allow himself to be talked over by a plausible fellow with an American accent. He was lavish with other men's money, was Joe. Clement, too, of whom he'd thought better, lacked judgment. All he cared for was to make more money to spend on that flimsy wife of his. Well, those weren't the methods by which the firm had been built up. He said as much, but with his usual civility.