Surfers had always fascinated Fern, the way they sat out thereon the ocean all day long and played with the waves. She guessed that the surfers fascinated her as much as the waves fascinated the surfers.

"Hunky," Penny said, as one of the surfers got up on his board and weaved his way along the curl, of a wave. "Look at all those muscles. Mm! Love to get my teeth into him!"

I bet you would, Fern thought. You'd chew him up like a lioness.

"Think he's got a big one?" Penny asked.

"How would I know?" Fern said.

"Just thought you might have seen it, honey."

"I might have," Fern said. "But then, they all look about the same to me."

"Not if you look at them close," Penny said, glancing at Fern smugly.

It was as if Penny knew, as if she knew that Fern had never seen a cock up close. Lord, if Fern told the truth, she'd never hear the end of it.

She could just hear Penny back in Chicago: "You wouldn't believe my cousin down there in Florida. Listen to this girls – my cousin is a teenager and she's never been fucked! Can you believe it? A virgin! And, get this – she's never even seen a cock up close. She spies on the surfers from up on top of her sand dune, watches them change clothes down below. Occasionally she sees a cock, but from that distance she can't tell whether the cockhead's skin-headed or cut."

"Close up, they all have big ones," Fern said.

"You don't say?" Penny said. "Oooh, I just can't wait to see those hunks get down here and slide out of those wet shorts. Are they about ready to hang up the surfing, honey?"

"How would I know?" Fern said. "Some o' them surf until dark. They don't all parade out of the water at once. And a lot of them don't even change clothes down there in the bushes."