He stared, and after a moment, he was sure. He could see the flashes of white between the naked flashes of her soft inner thighs which were tanned an even, golden brown.

It might have stopped there, the girl riding by and the man continuing his stroll, but Annie chose that particular place to stop her bike and try to relieve the frantic itch that had been building up.

It was embarrassing. At least to Annie. The itch had started with the hot bicycle seat and had grown and grown until it seemed to the girl that she was being consumed by the itch in her crotch. She desperately wanted to scratch, but she couldn’t do that. At least, not there on the boardwalk where everyone could see her.

There was only one thing to do, and Annie did it.

She slid forward on her bike saddle and then glided back, forcing the slick saddle leather against her crotch with the limit of her strength. It felt good.

But not enough. So she did it again. And again.

Thrills of strange pleasure started shooting up through Annie’s body as she rocked her cunt back and forth on the bike saddle, working the tip against her soft, squishy crotch. She knew by then that her white nylon panties were soaking wet and that the bicycle seat smelled terrible, but that wasn’t enough to make her stop doing it. The rubbing just felt so good that she couldn’t stop.

Annie slid her butt forward on the slippery leather and sighed, luxuriating in the swift, gliding feel of the smooth saddle between her sleek thighs and the pressure on her little girl slit. She was oblivious that around her the sun was shining, the sidewalk was practically shimmering with heat and that white and tiny, fluffy clouds scudded overhead across the blue sky.

The sight of a twelve year-old girl masturbating herself on her bicycle seat was out of place in that setting. But it was happening. Annie sat on her bike on the edge of the seawall and did it faster and faster, her cute little butt practically shimmying on her seat as she dragged.her excited twat lips across the end of the saddle. She became faint with the effort of trying to move faster and faster while the waves roared and pounded at the foot of the seawall twenty feet below her.