The twelve-year-old girl sat down and nervously pressed her knees together. Her short skirt slid up the long, tanned expanse of her stockingless legs and the white crotch of her panties was just barely visible.

Hal sat next to her. “How are you now?”

“All right, I guess.” Annie looked up at him and smiled. She did fed better.

The itch in her crotch was a lot fainter. But her soggy panties were clammy and uncomfortable. They bunched up in the crack of her rear and they drew tight across her front, the fabric pressing into the slit between her legs. It didn’t hurt, but Annie experienced a weird feeling that made her want to touch herself there and either poke the panties into the hole or pull them out. That wasn’t nice, she knew, and she tittered, wondering what the nice man would say if he knew what she was thinking.

“Tell me, what’s your name, darling?”

“Annie. What’s yours?”

Hal told her and smiled. His forehead was sweaty and he knew he couldn’t stop now-whatever the consequences. He had gone too far. “Where does it hurt, Annie?” He placed his hand on her middle and pressed lightly. “There?”

The little girl shivered and shook her head. Hal’s hand felt so nice there that she wanted to lie to keep it there. “No,” she said innocently. “Lower. I feel funny lower.” And she blushed because she knew it wasn’t nice to talk about her crotch.

“Oh… there?” Hal slipped his hand down the little girl’s groin and felt his cock get harder, if that was possible. He stared in fascination at his tanned, brown hand on the lighter flesh of her thigh. Under his fingers he felt the throb of her pulse and the lush softness of her lower belly. The sweet curve of her crotch started there, too, and he imagined that his fingers could feel the tip of her angelic slit.

Annie squirmed and murmured something Hal didn’t catch.

She looked at his hand on her tummy and couldn’t imagine why it was giving her such wonderful sensations that made her squirm her little, soft butt on the couch and press up against his hand. All she knew was that the feeling was heavenly and she didn’t want it to stop, even if it was something dirty. She wanted his fingers down further. Instinctively, she knew if Hal scratched her down there, the itch would go away.