It was only a three-block walk from the bus stop to the four-story building where she shared an apartment with Kurt, but to Jody it seemed like miles. It wasn't fatigue but fear that lengthened the distance. She thought she had lost her fear of the City long ago, but here it was again: over-the-shoulder glances between spun determination to look ahead and keep walking and not break into a run.

She crossed the street onto her block and saw Kurt's Jeep parked in front of the building. She looked for her Honda, but it was gone. Maybe Kurt had taken it, but why? She'd left him the key as a courtesy. He wasn't really supposed to use it. She didn't know him that well.

She looked at the building. The lights were on in her apartment. She concentrated on the bay window and could hear the sound of Louis Rukeyser punning his way through a week on Wall Street. Kurt liked to watch tapes of "Wall Street Week" before he went to bed at night. He said they relaxed him, but Jody suspected that he got some latent sexual thrill out of listening to balding money managers talking about moving millions. Oh well, if a rise in the Dow put a pup tent in his jammies, it was okay with her. The last guy she'd lived with had wanted her to pee on him.

As she started up the steps she caught some movement out of the corner of her eye. Someone had ducked behind a tree. She could see an elbow and the tip of a shoe behind the tree, even in the darkness, but something else frightened her. There was no heat aura. Not seeing it now was as disturbing as seeing it had been a few minutes ago: she'd come to expect it. Whoever was behind the tree was as cold as the tree itself.

She ran up the steps, pushed the buzzer, and waited forever for Kurt to answer.

"Yes," the intercom crackled.

"Kurt, it's me. I don't have my key. Buzz me in."